General liability and workers' compensation aren't optional — they protect your business from the claims that can close it, and they're required to win contracts and keep your doors open. We shop your coverage across carriers so you get the right protection at a competitive price, then handle every renewal for you.
General liability covers third-party bodily injury, property damage, and personal & advertising injury — the everyday risks that come with serving customers, working on job sites, and selling products. It's also what landlords, clients, and contracts almost always require before you can do business with them.
If you have employees, California requires workers' comp. It covers medical care and lost wages when someone is hurt on the job, and protects you from the lawsuits that an uninsured injury can trigger. We make sure your class codes and payroll are rated correctly — the single biggest driver of what you pay.
Most owners juggle separate agents for every policy. We're building toward a single relationship that covers your full commercial picture — and pairs it with the employee benefits, retirement, and protection strategies you already know us for. Ask us about commercial auto, business property, and umbrella coverage.
Complete a short online form — or download the PDF if you'd rather. Takes about 10 minutes.
We take your details to multiple carriers and compare price and terms so you don't have to.
We walk you through the quotes in plain English and recommend the best fit — no jargon, no pressure.
We get you covered and handle renewals each year, so your protection never lapses.
Start with the coverage you need most. We'll handle the rest — and look for ways to save you money across your whole business.