Answer five quick questions and get an instant estimate of the dependable monthly income your savings could produce in retirement — and whether it's on track to last. Takes about two minutes. No cost, and your estimate is yours to keep.
Estimates are fine — round figures work perfectly for a first look.
Assumptions (simplified): savings grow about 5% a year until retirement and about 4% a year during retirement; sustainable withdrawals are estimated using a common 4%-per-year planning guideline. Real results depend on markets, taxes, fees, and your actual choices. This is an educational estimate, not advice or a guarantee.
Important: This calculator provides a simplified, hypothetical illustration for educational purposes only. It is not financial, investment, tax, or legal advice, not a recommendation, and not a guarantee of future results. Projections use fixed assumptions that will differ from real life. Any guaranteed income referenced in a plan would be provided by fixed or fixed indexed annuities and backed solely by the claims-paying ability of the issuing insurance carrier — not FDIC insured and not guaranteed by any government agency. Consult a qualified professional about your specific situation. JF Wealth Strategies & Insurance Solutions · Jason Foster, LACP · CA Insurance License #0E57292.